Search
Graham Holmes
- Jan 12, 2020
- 1 min
South OC Cars and Coffee
Today was a great day for the biggest car show on the West Coast. If you haven't been to this one before, you are missing out. A huge turn out of cars ranging from modern exotic sports cars to classics. On show this week was the brand new 2020 Shelby Mustang GT500. #southoccarsandcoffee #sanclemente #carshow #petrolhead #iamthestig . . . . . . . . #sanclementehomesforsale #buyasanclementehome #sanclemente #homesforsaleinsanclemente #realestate #realtor #realestateagent #home
3 views0 comments
Graham Holmes
- Jan 2, 2020
- 2 min
Expert Insights on the 2020 San Clemente Housing Market
When closing out another year, it’s normal to wonder what’s ahead for the San Clemente housing market. Though there will be future inventory issues, we expect interest rates to stay low and appreciation to continue. Here’s what three experts are saying we’ll likely see in 2020: Danielle Hale, Chief Economist at realtor.com “I think the biggest surprise from the forecast is how long the market is staying in this low inventory environment, especially as Millennials are in a maj
3 views0 comments
Graham Holmes
- Dec 4, 2019
- 2 min
It’s ‘National Roof Over Your Head’ Day!
Did you know that each year in the United States, we celebrate “National Roof Over Your Head Day” on December 3rd? As noted on the National Calendar, it was “created as a day to be thankful for what you have, starting with the roof over your head. There are many things that we have that we take for granted and do not stop to appreciate how fortunate we are for having them.” From bungalows to cottages, and farmhouses to treehouses, today we show our appreciation and gratitude
0 views0 comments
Graham Holmes
- Oct 7, 2019
- 2 min
3 Signs the San Clemente Housing Market Is on the Rebound
The residential real estate market has been plodding along for most of the year. However, three recent reports show the market may be on the verge of a rebound: 1. Existing Home Sales (closed sales) are up, marking two consecutive months of growth. 2. Pending Home Sales (contracts signed) are up with each of the four major regions reporting both month-over-month growth and year-over-year gains in contract activity. Here is the month-over-month growth: The Northeast rose 0.7%T
1 view0 comments
Graham Holmes
- Sep 12, 2019
- 1 min
San Clemente Home Sales Expected to Continue Increasing In 2020
Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020. Below is a chart depicting the projections of each entity for 2019, as well as for 2020. As we can see, Freddie Mac, Fannie Mae, and the Mortgage Bankers Association all believe San Clemente homes sales will increase steadily over the next year. If you’re a homeowner who has considered selling your house recently, now may be the best time to put it on the
2 views0 comments
Graham Holmes
- Aug 19, 2019
- 1 min
A Great Way to Increase Your Family’s Net Worth
Every three years, the Federal Reserve conducts its Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same time, the median net worth of renters decreased by 5% ($5,200 today compared to $5,500 in 2013). These numbers reveal that the net worth of a homeowner is over 44 times greater than that o
0 views0 comments
Graham Holmes
- Jul 17, 2019
- 1 min
Where are San Clemente Home Prices Going?
Where are San Clemente Home Prices Going? - It would be wonderful to have a crystal ball, but I don't. However Fannie Mae's forecast is a great resource of what may happen in the market. Home prices have slumped a little recently but are set to start rising again as interest rates fall further. “With lower mortgage rates taking effect, the deceleration in house price growth that was so prominent over the past year may be pausing,” Fannie said in commentary that accompanied th
2 views0 comments
Graham Holmes
- Jul 10, 2019
- 2 min
4 Tips to Sell Your San Clemente Home Faster
Since June of last year, we have seen an increase in the inventory of San Clemente homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the beginning of the school year. If you are one of those sellers, you may find these 4 tips helpful in getting your home sold more quickly. 1. Make buyers feel at home Declutter your home! Pack away all perso
3 views0 comments
Graham Holmes
- May 28, 2019
- 2 min
2 Things You Need to Know to Properly Price Your San Clemente Home
In today’s housing market, San Clemente home prices are increasing at a slower pace (3.7%) than they have over the last eight years (6-7%). However, they are still are above historical norms. Low supply of listed homes and high demand from buyers has pushed prices to rise rapidly. In the mind of the homeowner, annual home price appreciation over 6% has become the new normal. This becomes a challenge when a homeowner looks to refinance or sell their home, as the expectation of
2 views0 comments
Graham Holmes
- May 8, 2019
- 2 min
San Clemente Home Buyers are Optimistic About Homeownership!
When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a home purchase! Most San Clemente homebuyers start by listening to the news to hear what is being said about the real estate market. They check with family and friends about their ex
1 view0 comments
Graham Holmes
- Apr 1, 2019
- 3 min
5 Reasons To Sell Your San Clemente House This Spring!
Here are five compelling reasons listing your home for sale this spring makes sense. 1. Demand Is Strong The latest Buyer Traffic Index from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other for the same home. Take advantage of the buyer activity c
3 views0 comments
Graham Holmes
- Mar 1, 2019
- 1 min
Home Prices Up 5.73% Across the Country!
Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.In the report, home prices are compared both regionally and by state.Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! If you would like to know how much your San Clemente home has increased call me to find out. 951-634-4118 #sanclementehomesforsale #buyasanclementehome #sanclemente #hom
6 views0 comments
Graham Holmes
- Feb 27, 2019
- 1 min
Interest Rates Hit New 12 Month Low!
According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from the near 5% rates seen in mid-November. At 4.32%, the second week of February 2018 was the last time rates were this low. This can be seen in the chart below. Freddie Mac’s Chief Econ
2 views0 comments
Graham Holmes
- Feb 25, 2019
- 1 min
How Can I Increase My Family’s Net Worth?
Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same time, the median net worth of renters decreased by 5% ($5,200 today compared to $5,500 in 2013). These numbers reveal that the net worth of a homeowner is over 44 times greater than that
3 views0 comments
Graham Holmes
- Feb 12, 2019
- 1 min
Thinking of Selling Your House? This is a Perfect Time!
It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. The other listings that come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market during this season in comparison to the rest of the year? The National Associati
6 views0 comments
Graham Holmes
- Feb 4, 2019
- 2 min
Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?
Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s? There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”: “While renting on a
3 views0 comments
Graham Holmes
- Jan 30, 2019
- 2 min
4 Proven Ways Real Estate Can Build Sizable Family Wealth
Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: 1. Appreciation “The rising of home prices over time, is how the majority of wealth is built in real estate. This is the ‘home run’ you hear of when people make a large windfall of money. Whil
4 views0 comments
Graham Holmes
- Jan 28, 2019
- 1 min
Why It Makes No Sense to Wait for Spring to Sell
The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. The supply of homes for sale dramatically increases every spring, according to the National Association of Realtors (NAR). As an example, here is what happened to housing inventory at the beginning of 2018: Putting your San Clemente home on the market no
2 views0 comments
Graham Holmes
- Jan 23, 2019
- 1 min
The Importance of Homeownership to the American Dream
For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over the last few decades, it is fair to ask if people in America still feel the same way about owning a home. The answer was made abundantly clear in two separate reports released earlier this month. In their market trends report, As Housing T
2 views0 comments
{"items":["5e72b891b2c0b1001705ddd3","5e1abf55a604f90017513ddc","5e0d605661a460001763f708","5de7f488b0a3de00171de1fb","5d9bacc124bc4b0018b4489a","5d7ab938cc595d00bb6e3f4a","5d5af2b1a6ab030016c109c4","5d2f72f6fceddc001656648e","5d26583f1653ee0016513142","5cedbb9ba620eb00156f0b00","5cd30b2e5ebd83001530638b","5ca29ce34f78b60036ee0c2a","5c79bf732eaacc001cd3e6d6","5c7713b7e94b680b59efe693","5c743ceef94d7d001c5cd32b","5c6221e64706920b9edfefa3","5c5884c520c563001cc77b15","5c51e4cdfcdddd001c8f4a7e","5c4f75b33cd188001ccc8e95","5c48a5f0f728ce001cc8a3a1"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":1.3333333333333333,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"rotatingScatter":"","chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCropRatios":"","columnWidths":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":1,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":1,"mobilePanorama":false,"placeGroupsLtr":true,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_THE_RIGHT","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"scrollDuration":400,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":1,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"jsonStyleParams":"","gallerySizeType":"px","gallerySizePx":940,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_12","value":"rgba(204,204,204,1)"},"showVideoPlayButton":true,"galleryLayout":2,"targetItemSize":940,"selectedLayout":"2|bottom|1|fill|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":false,"externalInfoHeight":0,"externalInfoWidth":0.5},"container":{"width":940,"galleryWidth":972,"galleryHeight":0,"scrollBase":0,"height":null}}